From budgeting strategies to the impact of Web3, these expert reads cover what really matters this Financial Literacy Month.
In a world of economic uncertainty, digital disruption and growing personal financial responsibility, financial literacy is no longer optional. It’s essential.
To support Financial Literacy Month, we’re highlighting six articles by our authors that help demystify key topics in modern finance. From budgeting and investment mistakes to open banking and the influence of Big Tech, these reads will help sharpen your financial thinking and confidence.
1. How Web3 is Shaping the Future of Finance by Arunkumar Krishnakumar
In the wake of the 2008 financial crisis, the seeds of a new financial era were quietly planted. Just six weeks after Lehman Brothers collapsed, Bitcoin’s whitepaper was released. This article explores how that moment of disruption gave rise to a decentralised financial ecosystem and what it could mean for the future of global finance. Read the article.
2. Inclusive Finance: Unlocking the Power of Open Banking by Ellie Duncan
What if the data you shared with financial services worked for you, not just for Big Tech? This article unpacks how open banking allows consumers to control their financial data and benefit directly from its use. It signals a move toward a more equitable and transparent financial system. Read the article.
3. The Dangers of Big Tech’s Interest in Your Financial Data by Igor Pejic
We’re all increasingly aware of how our data is used, but financial data introduces new and serious risks. This piece highlights the growing concern around Big Tech’s ability to combine financial behaviour with broader data sets. It raises important questions about privacy, surveillance and control. Read the article.
4. Four Ways to Improve Your Business Budgeting by Matt Bamber and Simon Parry
While some call for abandoning traditional budgeting altogether, this article offers a more practical approach: improve it. By integrating strategic planning, business intelligence and flexible models like rolling or zero-based budgets, organizations can transform their budgeting processes for better agility and alignment. Read the article.
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5. 10 Reasons Why Your Investments Might Fail by Matthew Partridge
Success in investing often comes from avoiding common missteps. Drawing on real-world experience, this article outlines ten key reasons why investments fail. From emotional decision-making to poor diversification, it shows how to steer clear of the most frequent pitfalls. Read the article.
6. The Importance of Business Budgets: An Overview by David Horner
Budgeting can look very different depending on the size and structure of a business. This article offers a concise overview of why budgeting matters. It’s not just about controlling costs, but about forecasting, improving decision-making and ensuring resource allocation reflects organisational priorities. Read the article.
Ready to go deeper?
If you’re looking to expand your knowledge beyond articles, explore our expert-led books on accounting, finance and banking. From foundational finance to fintech innovation, they’re written by industry leaders and designed to help you make smarter decisions.
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